Protect Your Properties With The T5 Real Estate Insurance Program:
Frequently Asked Questions About Real Estate Investor Insurance
Our program covers long-term rentals, short-term rentals, 4+ unit properties, and commercial properties across New York State.
Yes, short-term rentals in New York State have unique risks compared to long-term rentals. Our policies are tailored to the specific needs of each type to ensure proper protection.
Costs vary based on location, property type, the number of units, usage (residential vs. commercial), and any past claims history.
Yes! Renters insurance is essential for tenants because it protects their personal belongings from theft, fire, and other covered events. It also provides liability coverage if someone is injured in their rental unit, helping cover legal fees or medical bills. While your landlord insurance covers the building, it doesn't cover tenants' personal items or liabilities, requiring renters insurance an important safeguard for unexpected financial burdens. This protection offers peace of mind for both tenants and landlords and is very affordable in New York State.
Yes, we provide insurance options for properties undergoing renovations, ensuring coverage during and after construction. These are tailored policies specific to your property renovation needs.
We're The Go-To Insurance Broker for Hundreds Of Real Estate Investors in NY
Single Occupancy Properties
Multi-Occupancy Properties
Long Term Rentals
Short Term Rentals
Commercial Properties